# Stockmarket Loans > Broker margin rates side by side from published schedules, plus calculators for margin calls and the real cost of borrowing against stocks. Stockmarket Loans (stockmarket.loans) is an independent website. Contact: hello@stockmarket.loans or the form at https://stockmarket.loans/contact/. A free, read-only MCP server for AI assistants is at https://stockmarket.loans/mcp (broker margin rates, a ranking at any balance, borrowing cost); setup on https://stockmarket.loans/developers/. ## Pages - [What it costs to borrow against your stocks](https://stockmarket.loans/): Every major US broker's published margin rate at five loan sizes, plus margin call and interest calculators. No advice, just the numbers and the risks. - [About Stockmarket Loans](https://stockmarket.loans/about/): Who publishes Stockmarket Loans, where every margin and lending rate comes from, how often the tables are checked, and how to report a change. - [Ally Invest margin rates](https://stockmarket.loans/brokers/ally-invest/): Ally Invest charges 11.50% down to 7.00% on margin loans, by balance (9.25% on $100,000). Full tier table, base rate and source. - [Charles Schwab margin rates](https://stockmarket.loans/brokers/charles-schwab/): Charles Schwab charges 12.075% down to 10.325% on margin loans, by balance (10.575% on $100,000). Full tier table, base rate and source. - [E*TRADE from Morgan Stanley margin rates](https://stockmarket.loans/brokers/etrade/): E*TRADE from Morgan Stanley charges 12.70% down to 10.70% on margin loans, by balance (11.20% on $100,000). Full tier table, base rate and source. - [Fidelity margin rates](https://stockmarket.loans/brokers/fidelity/): Fidelity charges 12.075% down to 10.325% on margin loans, by balance (10.575% on $100,000). Full tier table, base rate and source. - [Firstrade margin rates](https://stockmarket.loans/brokers/firstrade/): Firstrade charges 12.25% down to 8.25% on margin loans, by balance (11.00% on $100,000). Full tier table, base rate and source. - [Interactive Brokers IBKR Lite margin rates](https://stockmarket.loans/brokers/interactive-brokers-lite/): Interactive Brokers IBKR Lite charges 6.38% on margin loans, by balance (6.38% on $100,000). Full tier table, base rate and source. - [Interactive Brokers IBKR Pro margin rates](https://stockmarket.loans/brokers/interactive-brokers-pro/): Interactive Brokers IBKR Pro charges 5.38% down to 4.38% on margin loans, by balance (5.38% on $100,000). Full tier table, base rate and source. - [M1 margin rates](https://stockmarket.loans/brokers/m1/): M1 charges 5.90% on margin loans, by balance (5.90% on $100,000). Full tier table, base rate and source. - [Public margin rates](https://stockmarket.loans/brokers/public/): Public charges 5.15% down to 4.20% on margin loans, by balance (5.00% on $100,000). Full tier table, base rate and source. - [Robinhood margin rates](https://stockmarket.loans/brokers/robinhood/): Robinhood charges 5.25% down to 4.20% on margin loans, by balance (4.75% on $100,000). Full tier table, base rate and source. - [SoFi Invest margin rates](https://stockmarket.loans/brokers/sofi-invest/): SoFi Invest charges 9.75% down to 5.00% on margin loans, by balance (8.50% on $100,000). Full tier table, base rate and source. - [tastytrade margin rates](https://stockmarket.loans/brokers/tastytrade/): tastytrade charges 11.00% down to 8.00% on margin loans, by balance (9.50% on $100,000). Full tier table, base rate and source. - [Vanguard margin rates](https://stockmarket.loans/brokers/vanguard/): Vanguard charges 12.25% down to 10.25% on margin loans, by balance (10.75% on $100,000). Full tier table, base rate and source. - [Webull margin rates](https://stockmarket.loans/brokers/webull/): Webull charges 8.74% on margin loans, by balance (8.74% on $100,000). Full tier table, base rate and source. - [Contact Stockmarket Loans](https://stockmarket.loans/contact/): Send Stockmarket Loans a question or request. We read every message and reply by email. - [Margin rate data: CSV and JSON downloads, live API](https://stockmarket.loans/data/): Download every published margin rate tier from 14 brokers as CSV or JSON, with dates and sources, plus the live benchmark API and embeds. - [Margin rate data for AI assistants and developers: MCP server](https://stockmarket.loans/developers/): Free, read-only MCP server for published broker margin rates: every tier, a ranking at any balance and the cost of borrowing, for AI assistants such as Claude. - [Disclosures](https://stockmarket.loans/disclosures/): What Stockmarket Loans is and is not, why no broker pays it, and why none of it is investment advice or a credit offer. - [Guides from Stockmarket Loans](https://stockmarket.loans/guides/): All guides from Stockmarket Loans, newest first. What it costs to borrow against your portfolio. - [Margin call calculator: how far can your stocks fall?](https://stockmarket.loans/margin-call-calculator/): Enter your portfolio value, margin loan and maintenance requirement to see the price at which a margin call hits and what it would take to meet it. - [Margin interest calculator: cost of borrowing by broker](https://stockmarket.loans/margin-interest-calculator/): See what a margin loan costs per month and per year at each broker's published rate, next to any securities-based line of credit quote you have. - [Margin rates compared: every major broker, every tier](https://stockmarket.loans/margin-rates/): Published margin interest rates from 15 US brokers at every balance tier, with the base rate and the date each broker prints. - [Privacy policy](https://stockmarket.loans/privacy/): What Stockmarket Loans collects when you visit or contact us, why, who it is shared with, and how to reach us about it. - [Securities-based lines of credit: how they work and cost](https://stockmarket.loans/securities-based-line-of-credit/): How a securities-based line of credit differs from margin, what the big firms publish about rates and minimums, and the risks regulators flag. - [Terms of use](https://stockmarket.loans/terms/): The terms that apply when you use Stockmarket Loans, including what the information here is and is not. ## Guides - [How margin works](https://stockmarket.loans/guides/how-margin-works/): How much you can borrow on margin, when a call comes, what changed when FINRA dropped the $25,000 day-trading minimum in 2026, and what it all costs. - [Non-recourse stock loans](https://stockmarket.loans/guides/non-recourse-stock-loans/): A loan that takes ownership of your shares is not like margin or a credit line. What FINRA warned about, and the signs to watch for.