Ally Invest margin rates

Ally Invest charges 9.25% a year on a $100,000 margin loan and 11.25% on $25,000, according to its published schedule, dated September 16, 2026. At $100,000 that is 8th lowest of the 14 brokers we compare.

On $25,000: 11.25%$2,813 a year · 9th lowest of 14
On $100,000: 9.25%$9,250 a year · 8th lowest of 14
On $500,000: 7.75%$38,750 a year · 7th lowest of 10
Ally Invest base rate: 5.75%2026-09-16

The full schedule

Debit balance	Annual rate
$0.01 to $9,999	11.500%
$10,000 to $24,999	11.500%
$25,000 to $49,999	11.250%
$50,000 to $99,999	10.500%
$100,000 to $249,999	9.250%
$250,000 to $499,999	8.250%
$500,000 to $999,999	7.750%
$1,000,000 and up	7.000%

The rate for the tier your balance falls in applies to the whole balance.

Worth knowing

Ally lists its rates as of the day before the Federal Reserve's September 17, 2026 rate change.

Maintenance requirement

Ally requires 30% equity on long stock positions and 50% in concentrated accounts.

Check how far your account could fall at that requirement.

Source

Ally Invest margin rates page: "The base rate of 5.75% is set at Ally Invest Securities' sole discretion". Schedule date: September 16, 2026. Checked 2026-10-24. Automated check October 24, 2026: every rate listed here still appears on the broker's page. Rates change without notice; the broker's own disclosure governs.