tastytrade margin rates
tastytrade charges 9.50% a year on a $100,000 margin loan and 10.50% on $25,000, according to its published schedule, dated July 30, 2026 (schedule); base rate unchanged since January 1, 2025. At $100,000 that is 9th lowest of the 14 brokers we compare.
- On $25,000
- 10.50%$2,625 a year · 8th lowest of 14
- On $100,000
- 9.50%$9,500 a year · 9th lowest of 14
- On $500,000
- 8.50%$42,500 a year · 8th lowest of 10
- tastytrade base rate
- 10.00%2025-01-01
The full schedule
| Debit balance | Annual rate | How it is set |
|---|---|---|
| $0 to $24,999 | 11.000% | Base Rate + 1.00% |
| $25,000 to $49,999 | 10.500% | Base Rate + 0.50% |
| $50,000 to $99,999 | 10.000% | Base Rate |
| $100,000 to $249,999 | 9.500% | Base Rate - 0.50% |
| $250,000 to $499,999 | 9.000% | Base Rate - 1.00% |
| $500,000 to $999,999 | 8.500% | Base Rate - 1.50% |
| $1,000,000 and up | 8.000% | Base Rate - 2.00% |
The rate for the tier your balance falls in applies to the whole balance.
Source
tastytrade margin rates page: "Base Rate = 10% as of January 1st, 2025.". Schedule date: July 30, 2026 (schedule); base rate unchanged since January 1, 2025. Checked 2026-10-24. Rates change without notice; the broker's own disclosure governs.
What will borrowing cost?
Published rates, simple interest