Robinhood margin rates
Robinhood charges 4.75% a year on a $100,000 margin loan and 5.25% on $25,000, according to its published schedule, dated September 17, 2026. At $100,000 that is 1st lowest of the 14 brokers we compare.
- On $25,000
- 5.25%$1,313 a year · 2nd lowest of 14
- On $100,000
- 4.75%$4,750 a year · 1st lowest of 14
- On $500,000
- 4.75%$23,750 a year · tied 1st lowest of 10
- Federal Funds Target Rate upper bound
- 4.00%2026-09-17
The full schedule
| Debit balance | Annual rate |
|---|---|
| $0 to $50,000 | 5.250% |
| $50,000 to $100,000 | 5.050% |
| $100,000 to $1,000,000 | 4.750% |
| $1,000,000 to $10,000,000 | 4.500% |
| $10,000,000 to $50,000,000 | 4.450% |
| $50,000,000 and up | 4.200% |
The rate for the tier your balance falls in applies to the whole balance.
Worth knowing
Robinhood publishes one table for every customer. Robinhood Gold ($5 a month) adds the first $1,000 of margin interest-free.
Source
Robinhood margin rates page: "The margin interest rates shown are as of September 17, 2026". Schedule date: September 17, 2026. Checked 2026-10-24. Automated check October 24, 2026: every rate listed here still appears on the broker's page. Rates change without notice; the broker's own disclosure governs.
What will borrowing cost?
Published rates, simple interest