E*TRADE from Morgan Stanley margin rates
E*TRADE from Morgan Stanley charges 11.20% a year on a $100,000 margin loan and 12.20% on $25,000, according to its published schedule, dated September 21, 2026 (base rate effective). At $100,000 that is 14th lowest of the 14 brokers we compare.
- On $25,000
- 12.20%$3,050 a year · 14th lowest of 14
- On $100,000
- 11.20%$11,200 a year · 14th lowest of 14
- On $500,000
- –not published; the broker says to call
- E*TRADE (Morgan Stanley) base rate
- 10.20%2026-09-21
The full schedule
| Debit balance | Annual rate | How it is set |
|---|---|---|
| $0 to $9,999.99 | 12.700% | 2.50% above base rate |
| $10,000 to $24,999.99 | 12.450% | 2.25% above base rate |
| $25,000 to $49,999.99 | 12.200% | 2.00% above base rate |
| $50,000 to $99,999.99 | 11.700% | 1.50% above base rate |
| $100,000 to $249,999.99 | 11.200% | 1.00% above base rate |
| $250,000 to $499,999.99 | 10.700% | 0.50% above base rate |
The rate for the tier your balance falls in applies to the whole balance.
Worth knowing
E*TRADE asks borrowers of $500,000 or more to call for a rate.
Source
E*TRADE from Morgan Stanley margin rates page: "Base rate effective as of 09/21/2026 – 10.20%". Schedule date: September 21, 2026 (base rate effective). Checked 2026-10-24. Automated check October 24, 2026: every rate listed here still appears on the broker's page. Rates change without notice; the broker's own disclosure governs.
What will borrowing cost?
Published rates, simple interest